What are the requirements for applying for a merchant account?


Question:
I'm gonna attend a seminar banking trends, and merchant accounts are included in the topics. just wanna get an idea beforehand. thanks!

Answers:
Well, first of all, your business must have a registered Doing Business As (DBA) , your driver's license, your business license, a clean voided check, at least your 3 last recent monthly processing and bank statements, your tax returns for the last two years (optional), your business phone number or your phone number, if you already have a website, you need to print a black and white copy of the website.
you have to be a merchant. meaning a business owner.
Looks like spam.....
Smells like Spam.......
Must be a spam question to fool people in going with your spamming company.


Spamming is not allowed on HiAnswer.com!
(The following applies to a US based merchant account only)

1) You must have a registered business

You can't open a merchant account for personal use. It must be for a business and you must verify that business with your merchant account provider.

2) You must be located in the US

Your business address must be in the US. Your company may be overseas but you must have an official US presence and address.

3) You must have a US based checking account.

The bank your account is with must be a US bank

4) You must provide some kind of guarantee to the bank that will protect them from losses.

This usually requires a personal guarantee from the company's owner, and thus they must be a US citizen so a credit check can be done on them. Other options include providing a letter of credit, leaving a reserve, or signing a corporate resolution and providing financial statements to show the financial strength of the company.

This article contents is post by this website user, HiAnswer.com doesn't promise its accuracy.



More Questions & Answers...
  • Should i have to pay again?
  • How do I do about becoming a repo man?
  • How is it people are getting Banks to refund charges on unauthorised overdrafts?
  • Loan question need answers?
  • I was told I can call the bank and ask for loan forgiveness. How does this work and will it help me?
  • Dose anyone know of a loan place called"Standard Assurance Loan Company Limited"and anyone got loan from them.
  • For a young married couple (no kids) is a CostCo membership really worth the money?
  • Is this a good idea?
  • Do I have to have clean credit to be a stock broker?
  • Deferred student loans and debt-to-income ratio?
  • Copyright 2006-2007 HiAnswer.com All Rights Reserved.